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Terms and Conditions of use

By accessing our website and other sites through links provided by us, you agree to the following terms and conditions, including the AllianceBernstein Australia Limited ABN 53 095 022 718 (ABAL) Privacy Policy, Complaints Handling Policy, notices, disclaimers and any other terms and conditions or other statements contained on this website (“Terms of Use”). We may, at our sole discretion, vary or modify these Terms of Use without notice. In any subsequent access to, or use by you of, the website, you agree to be subject to these Terms of Use.

AB

AllianceBernstein Investment Management Australia Limited (ABN 58 007 212 606) (ABIMAL) is the responsible entity of the AB Funds and is the issuer of units in the AB Funds. ABAL is the investment manager of the AB Funds and the operator of this website. Both ABIMAL and ABAL are licenced as Australian Financial Services Licencees under section 913B of the Corporations Act 2001 and hold AFS Licence numbers 230683 and 230698 respectively. ABAL and ABIMAL are members of the AB Group.

WEBSITE INFORMATION

ABAL used all reasonable skill and care in compiling the information on this website. However, none of ABAL, ABIMAL or any other member of the AB Group, nor any of their directors, officers, employees and associates, makes any representation or warranty (either express or implied) that the information and opinions expressed on the website are accurate or complete. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

Except insofar as liability under any statute cannot be excluded, ABAL, ABIMAL and their directors, officers, employees and associates do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in this information or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the user of this information or any other person.

ABAL reserves the right to grant or revoke the authority to use this website at its absolute discretion. Whilst every reasonable precaution has been taken to ensure the accuracy, security and confidentiality of information available through the website, ABAL cannot be held responsible for any consequence of any action carried out by any user authorised or unauthorised.

AB WEBSITE AND INFORMATION GATHERED THROUGH COOKIES

The AB website, similar to many websites, places an anonymous cookie—a small computer file—on your computer while you are using the website. This cookie allow us to collect general usage information—including an understanding of how many individuals visit the site, how frequently they return and what information they view most often.

This cookie does not reveal your identity to us or provide us with personally identifiable information about your use of the site. You can delete the cookie from your computer by clicking the “Log Out” button in the navigation bar when you leave the site.

OUR WEBSITE EMAIL EMPLOYS PERSONAL COOKIES TO COLLECT PERSONAL INFORMATION

Website email messages sent by AB include an encrypted file containing your contact information. If you choose to visit the site by clicking on a link in the email, the site places a personal cookie on your computer, allowing us to collect personally identifiable information about your use of the site.

We use this information to understand how our website and website email are used, including the number, frequency and duration of your visits to each page, as well as your path of navigation. This information is held in an AB database, which is accessible only to employees of AB. Information about individual user traffic is held for up to six months and is not shared with any third parties.

You can delete the cookie from your computer by clicking the “Log Out” button in the navigation bar when you leave the site.

AUSTRALIAN INVESTORS ONLY
  • Constitute an offer of securities;
  • Constitute an invitation to subscribe for securities, to enter into any legal agreement of any kind or to exercise any rights in relation to the offering of any financial product; or
  • Amount to a solicitation for any business.

You should seek your own independent financial and taxation advice.

NO PERSONAL ADVICE

In preparing the information contained on this website, ABAL has not taken into account your investment objectives, financial situation or particular needs. None of the information on this website is intended to take the place of professional advice. Before acting on any information or advice contained in this website, you should consider the appropriateness of it and the relevant AB Funds in regard to your circumstances, and if a current Product Disclosure Statement (PDS) is available, read the PDS before acquiring any of the AB Funds. You should also seek independent financial advice prior to acquiring a financial product.

PERFORMANCE

None of ABAL, ABIMAL, its related bodies corporate, officers, employees or agents guarantees in any way the performance of the AB Funds or repayment of capital from the AB Funds, or any particular return from, or increase in, the value of the Fund. Past performance is not an indication of future performance, and the value of investments and income from the AB Funds may go down as well as up.

LINKS TO THIRD-PARTY WEBSITES

Should you leave this site via a link contained herein, and view content that is not provided by ABAL, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy or otherwise reviewed by ABAL. ABAL is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such sites, whether actual, alleged, consequential or punitive. ABAL makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

PRIVACY POLICY

The privacy of your personal information is important to us. Any personal information collected from this website will be handled in accordance with our Privacy Policy. Our Privacy Policy details how we comply with the requirements of the Privacy Act in the handling of your personal information. A copy of our Privacy Policy can be accessed here.

COMPLAINTS

Our Complaints Handling Policy details how we will deal with complaints. A copy of our Complaints Handling Policy can be accessed here.